Historical Interest Rates

The SBA 504 loan Program offers a low, fixed rate based on a debenture bond sale. This occurs once a month for 20-year loans and every other month for 10-year loans.

Year Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
2017 4.58% 4.60% 4.82% 4.62% 4.66% 4.59% 4.76%          
2016 4.82% 4.31% 4.54% 4.30% 4.31% 4.22% 4.08% 4.09% 4.08% 3.99% 4.35% 4.59%
2015 4.59% 4.53% 4.79% 4.58% 4.84% 5.05% 4.95% 4.89% 4.89% 4.76% 4.74% 4.86%
2014 5.53% 5.30% 5.28% 5.18% 5.08% 5.07% 4.94% 4.95% 4.99% 4.81% 4.87% 4.77%
2013 4.20% 4.28% 4.29% 4.15% 4.14% 4.52% 5.22% 5.23% 5.69% 5.44% 5.45% 5.45%
2012 4.83% 4.70% 4.79% 4.74% 4.45% 4.49% 4.45% 4.44% 4.27% 4.25% 4.16% 4.00%
2011 5.73% 6.06% 5.93% 5.89% 5.63% 5.51% 5.58% 5.13% 4.69% 4.83% 4.94% 4.94%
2010 5.79% 5.55% 5.60% 5.77% 5.52% 5.29% 5.21% 4.93% 4.62% 4.95% 5.09% 5.56%
2009 6.66% 5.70% 5.60% 5.25% 5.37% 5.89% 5.24% 5.39% 5.14% 5.33% 5.50% 5.46%
2008 6.14% 6.13% 6.46% 6.34% 6.46% 6.65% 6.84% 6.99% 6.57% 6.57% 7.72% 7.17%
2007 6.29% 6.26% 6.20% 6.29% 6.28% 6.68% 6.79% 6.75% 6.53% 6.54% 6.48% 6.26%
2006 6.39% 6.53% 6.75% 6.82% 7.05% 7.00% 7.25% 6.88% 6.72% 6.55% 6.54% 6.09%
2005 6.15% 5.92% 6.24% 6.40% 6.13% 5.86% 6.04% 6.41% 6.05% 6.38% 6.54% 6.57%
2004 6.35% 6.14% 5.76% 6.19% 6.60% 6.94% 6.61% 6.59% 6.41% 6.28% 6.30% 6.16%