Best Funding Options for Small Businesses for 2022

By |2022-04-26T15:36:05-07:00April 25th, 2022|NEWS|

For small businesses, having access to credit is key to their survival. According to research by Semrush, 66% of small businesses deal with financing challenges, of which 43% admit to mainly struggling with covering operating expenses.  When compared to larger and more established firms, small businesses face difficulty in accessing capital. Traditional financiers such as [...]

Who is Jacky Dilfer, BFC’s Executive Director?

By |2022-04-07T07:59:28-07:00April 6th, 2022|NEWS, Uncategorized|

Business Finance Capital is led by a team of SBA 504 Loan Experts, and Jacky Dilfer brings a wealth of experience and expertise to her role as the company's Executive Director. Hear in her own words why she loves her job and the company she works with in this quick and informative video. [...]

Three Mistakes to Avoid When Applying for an SBA Loan

By |2022-04-25T18:16:11-07:00February 4th, 2022|NEWS|

It takes money to make money, and investing in your small business is a sure way to make profits and make more profit. There's no growth without investment. The problem comes with managing business costs and investing while staying afloat, especially if your enterprise is small and is facing financial difficulties. That's where a [...]

Tips for Managing Working Capital

By |2022-01-28T12:31:29-08:00January 28th, 2022|NEWS|

Your cash management practices determine if your business will thrive or become insolvent. Statistics show that 82% of small businesses failure results from cash flow mismanagement.  You need enough working capital to fund your daily operations and finance your business' growth needs. However, if you are not careful about spending your working capital, you may [...]

Owner-occupied Property: Top 6 Questions Answered

By |2021-09-29T15:38:56-07:00September 29th, 2021|NEWS|

In the banking and finance world, there are two main types of business loans: investment property mortgages and owner-occupied real estate loans.  An investment property mortgage is given to a lender whose commercial property is used as the main collateral alongside revenue generated from leasing or renting out the commercial property to secure a commercial [...]

Pay Off SBA Loan Early: Should You Do it?

By |2021-07-27T10:36:57-07:00July 26th, 2021|NEWS|

The Small Business Administration (SBA) loan provides financial loans to small businesses and entrepreneurs at competitive rates. Small business owners and entrepreneurs can use this long-term, fixed-rate financing loan to purchase or repair real estate, equipment, machinery or other assets. Small business owners can also use the loans to rebuild, re-open, repair, enhance, or improve [...]