Business Finance Capital, a California-based Certified Development Company (CDC) administers SBA 504 Loans on behalf of the Small Business Administration. The loan is particularly attractive to small business owners because it features a below market, long term FIXED rate and only requires a 10% down payment.

The requirements to qualify for an SBA 504 Loan starts with one basic tenant: You need to have a for-profit business based in the US.

If that’s you, that’s a good start! Additional requirements are as followed:

  • 51% Occupancy: The applicant must occupy at minim