Reason 1: Down payments are much more reasonable

Compared to convention loans, the SBA 504 Loan Program only requires 10% down—making it a much more affordable option for small business owners. Conventional loans may require down payments that are 2-4 times greater than what the SBA 504 loan requires.


Reason 2: A low, fixed interest rate

Current SBA 504 rates are exceptionally low and are consistently stable, making it a wise financial decision when compared to conventional loans.

Reason 3: Reasonable term lengths

Depending on your needs, the SBA 504 loan has options for 10-, 20-, or 25-year terms, amortized over the term of the loan. No balloon payments.

Reason 4: Prequalification makes it fast

Prequalifying for an SBA 504 loan can speed up the process considerably—sometimes prequalification can be done in 24 hours, followed by an SBA Loan application and approval in as little as seven days.

Reason 5: You’re never alone

BFC Funding works with a variety of small business owners, variety of needs for an SBA 504 Loan. We’re experts on the subject and will work alongside you to ensure your questions are answered and the loan application process runs smoothly from start to finish.

Ready to learn more? Contact us at 1-800-SBA-REAL or visit our website at