Tanya Garfield, Director of the U.S. Small Business Administration’s (SBA) Field Operations Center-West announced today that low-interest federal disaster loans are now available to San Diego County small businesses impacted by the civil unrest that began May 26, 2020. SBA acted under its own authority to amend its July 7 declaration following a request received from Gov. Gavin Newsom’s designated representative, Mark S. Ghilarducci, director of the Governor’s Office of Emergency Services on July 24, 2020.

The disaster declaration makes SBA loan assistance available in Amador, Contra Costa, El Dorado, Imperial, Orange, Placer, Riverside, Sacramento, San Diego, San Joaquin, Solano, Sutter and Yolo counties.

Garfield states that “SBA is strongly committed to providing the most effective and customer-focused response possible to assist California small businesses with federal disaster loans. We will be swift in our efforts to help these small businesses recover from the financial impacts of this disaster.”

To respond to the Coronavirus pandemic, a virtual Business Recovery Center will be established to answer questions about SBA’s disaster loan program and explain the application process and help each individual complete their electronic loan application.

Virtual Business Recovery Center

Mondays – Fridays

8 a.m. – 4:30 p.m.


(916) 735-1500

These services are only available for the California disaster declaration as a result of civil unrest that began May 26, 2020, and not for COVID-19 related assistance.

Garfield also states that “small non farm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred.”

“These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. Disaster loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue they are experiencing,” Garfield added.

Eligibility is based on the financial impact of the disaster only and not on any actual property damage. These loans have an interest rate of 3 percent for small businesses and 2.75 percent for private nonprofit organizations with terms up to 30 years and are restricted to small businesses without the financial ability to offset the adverse impact without hardship.

Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloanassistance.sba.gov/. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are hearing impaired can call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.

The deadline to apply for economic injury is April 7, 2021.