The BFC Team

Jacky Kim

Jacky Dilfer
Executive Director
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Jacky Dilfer is the Executive Director of Business Finance Capital and has held the position since April of 2012 with the goals of overseeing the CDC’s governance and operations, re-establishing its position in the marketplace, and enhancing its economic development and job creation strategies. For over a decade in the commercial and SBA lending industry, Jacky has consistently served as a top producing commercial lender, business development officer, and advisor to multiple real estate and charitable institutions.

Ray SakaidaRay Sakaida
Executive Vice President & Business Development Officer
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Ray Sakaida is the previous Executive Director of Business Finance Capital and currently serves as the Executive Vice President & Business Development Officer. A California native and holder of a B.S. Degree in Business Administration/Real Estate from CSULA, Ray has held numerous positions in both the public (City, County & Federal) and private sector (Real Estate Sales, Property Management, Commercial Banking and Savings & Loan). Previous Federal positions included: Loan Specialist for the Veterans Administration/L.A. Regional Office and Commercial Loan Specialist for the U.S. Small Business Administration, Santa Ana Office.

Carly Naples

Carly Naples, CPA
Senior Vice President, Business Development Officer
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Carly is responsible for obtaining information for loan applications, analyzing applicant financial statements and determining ability to repay loans, analyzing credit history and completing loan packages for SBA approval. Prior to working at BFC, Carly served as a Senior Audit Associate at Grant Thornton LLP for three years in its San Diego and Los Angeles offices. Carly graduated Magna Cum Laude from the University of San Diego with a Bachelors in Accountancy.

Michael MortaraMichael Mortara
Senior Credit Analyst

Michael Mortara is the Senior Credit Analyst of Business Finance Capital. He brings more than 47 years of banking, underwriting and credit experience to the role, having worked for banking and lending institutions such as Wells Fargo, Pacific Western Bank and Security Pacific Bank. His specialty is in assisting clients in developing and expanding their businesses, as well as ensuring all credit applications are accurate and adhere to commercial real estate guidelines and regulations. A Southern California native, UCLA alum and graduate of Pacific Coast Banking School at the University of Washington, Michael resides in Burbank.